Rebuilding Ireland Home Loan

I have received a number of queries about the new Affordable Housing – Rebuilding Ireland Home Loan

A Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It is available nationwide from all local authorities from 1st February 2018.

As a first time buyer you can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.

The loan is a normal Capital and Interest-bearing mortgage which is repaid by direct debit on a monthly basis.

You can borrow up to 90% of the market value of the property.

Maximum market values of the property that can be purchased or self-built are:

•€320,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and

•€250,000 in the rest of the country

More information on the terms and conditions of the scheme is here:

http://rebuildingirelandhomeloan.ie/faq/

I have also attached a copy of the application form for the scheme

Rebuilding Ireland Home Loan Application Form – January 2018 Rebuilding_Ireland_Loan_booklet